Housing Counseling
Many of the buyer incentive programs require certified homeownership counseling. For a list of certified counselors. For a complete list of HUD certified housing counseling agencies in Maryland, click here.
Buyer Incentives
Couple our purchase & rehab loan with one of these closing cost and downpayment assistance programs.
Baltimore City Live Near Your Work
Click here for more information. A partnership between participating employers and the City of Baltimore designed to encourage homeownership near place of employment.
Johns Hopkins Live Near Your Work
If you are an employee at Hopkins, you may be eligible for downpayment and closing cost assistance up to $17,000. The following Healthy Neighborhoods qualify:Â Â Remington, Better Waverly, Waverly, Bayview, Highlandtown, Patterson Park, Ednor Gardens, Charles North, Mount Vernon and Greenmount West.
Live Baltimore Trolley Tours
Get $5,000 toward the purchase of your new home in Baltimore City.
Homeowner Resources
Maryland Rehabilitation Tax Credits
Provides a Maryland income tax credit equal to 20% of the qualified capital costs expended in the rehabilitation of certified historic structures.
Healthy Neighborhoods & Live Baltimore Post Purchase Guide
Whether you’ve been a homeowner for six months or sixteen years, this guide is here to help you maximize your homeownership experience through some key resources in Baltimore. Inside, you’ll find helpful information about tax credits, how to keep up with home maintenance, plan for the future, and get involved in your neighborhood and community. Encuentra una versión en español.
We hope this helps you build a strong homeownership legacy!
** If you're looking for grant programs for emergencies or seniors, click here.
Community Organization
HNI kindles lasting stability and vitality through partner capacity building. Learn about the HNI toolkits below:
- Housing and Community Development
- Place and Design
- Cohesion and Promotion
- Organization
