Buyer Incentive Resources


Couple our purchase and rehab loan with one of these closing cost and downpayment assistance programs.

Many of these programs require certified homeownership counseling. For a list of certified counselors, click here.

Baltimore City Live Near Your Work

Click here for more information. A partnership between participating employers and the City of Baltimore designed to encourage homeownership near place of employment.

Johns Hopkins Live Near Your Work

If you are an employee at Hopkins, you may be eligible for downpayment and closing cost assistance up to $17,000. The following Healthy Neighborhoods qualify:  Remington, Better Waverly, Waverly, Bayview, Highlandtown, Patterson Park, Ednor Gardens, Charles North, Mount Vernon and Greenmount West.

Live Baltimore Buying Into Baltimore Fair

Get $3,000 toward the purchase of your new home in Baltimore City.

Maryland Rehabilitation Tax Credits

Provides a Maryland income tax credit equal to 20% of the qualified capital costs expended in the rehabilitation of certified historic structures.

** If you’re looking for grant programs for emergencies or seniors, click here.