Loan Eligibility Quiz

Step 1 of 5 – Basic Info

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This field is for validation purposes and should be left unchanged.

This is not an application. Please complete this quick eligibility quiz to see if Healthy Neighborhoods is a good match for you and receive more information. This is to determine if your plans fit the Healthy Neighborhoods program guidelines. Actual loan application is subject to additional information and underwriting guidelines.

The survey taks about 3-5 minutes to complete

Name(Required)

First Last

City/State of Residence(Required)

City State ZIP Code

Phone(Required)

Email(Required)

Basic Eligibility Questions

Most Healthy Neighborhoods loan products are rehab loans and are only available in eligible neighborhoods. However, for select properties being sold by a pre- approved set of developers, Healthy Neighborhoods also offers a purchase-only mortgage option (no rehab required).

I am currently a homeowner in Baltimore City.(Required)

Yes

I want to become a homeowner in Baltimore City.(Required)

Yes

I plan to carry out some level of rehab on the home I will buy or on my existing home(Required)

Yes

The total loan size I am seeking is estimated to be less than $375K (for purchases or refinancings, this should also include the cost of rehab if applicable)(Required)

Yes

What Are You Interested In?

Healthy Neighborhoods provides purchase/rehab mortgages (up to $375k), refinance/rehab mortgages (up to $375k), and home improvement loans (up to $20k) in select Baltimore City neighborhoods to qualified homebuyers. Additionally, for select properties only in Baltimore City, Healthy Neighborhoods offers a purchase-only mortgage (up to $375k).

What are you interested in?(Required)

Just interested in getting more general information about Healthy Neighborhoods loans

Shopping for a new home but have not put in offer

I have already put an offer in to buy a house or am about to

Looking to refinance and rehab my existing home

Doing an improvement, minor upgrade to my existing home but do not want to refinance

Street Address(Required)

Street Address Address Line 2

What is your neighborhood?(Required)

Not sure? Use CoDeMap to find your neighborhood name. Watch this video to learn how.

Referred By(Required)

Live Baltimore

HNI Community Partner

HNI Social Media/Staff

No Referral

Other

Nonprofit Referral(Required)

Belair Edison Neighborhoods Inc (BENI)

Greater Baybrook Alliance (GBA)

Coldstream Homestead Montebello Community Corp.

Hope Harbor CDC

Comprehensive Housing Assistance, Inc. (CHAI)

Jubilee/Central Baltimore Partnership (CBP)

Greater Mondawmin Coordinating Counsel (GMCC)

Hamilton Lauraville Main Street (HLMS)

Heritage Crossing Neighborhood Association

GO Northwest (GONW) / LCoN

Cherry Hill Strong

Southwest Partnership

Reservoir Hill Improvement Council

Southeast CDC

York Road Partnership

Additional Funding Sources

Healthy Neighborhoods’ loans do not have income limits. However, from time to time, grant opportunities—funded by the state, city, philanthropic partners, or other organizations—may become available and are often income- based. This question helps Healthy Neighborhoods identify applicants who may be eligible for these supplemental funding opportunities when they arise.

My household income is below the household limit(Required)

Yes

Household Size	120% AMI
1	$112,200
2	$128,175
3	$144,225
4	$160,200
5	$173,025
6	$185,850
7	$198,450
8	$211,500

Demographic Info

Healthy Neighborhoods collects such information as a requirement of grant funding and to ensure all programs achieve equitable outcomes. Demographic information does not impact eligibility for a Healthy Neighborhoods loan. Certain grants or programs eligibility depend on demographic statistics.

Race or Ethnicity(Required)

Total Household Income Per Year(Required)

Number of Individuals in Household(Required)

Total count, including yourself.

Gender(Required)

Birthday(Required)

MM slash DD slash YYYY

Information Sharing Disclosure

Healthy Neighborhoods, Inc. (HNI) works with partner organizations to provide support and resources to current and prospective homeowners. As part of HNI’s Loan Program, applicant information may be shared with these partners for program‑related purposes

Marketing & Communications Disclosure

By submitting this form, you agree that we may contact you and send you marketing and promotional communications about our loan products and organization. You can opt out at any time.