Loan Eligibility Portal

Please complete this quick eligibility quiz to see if HNI is a good match for you and receive more information. This is to determine if your plans fit the HNI program guidelines. Actual loan application is subject to additional information and underwriting guidelines.

The survey taks about 3-5 minutes to complete

Name(Required)

First Last

City/State of Residence(Required)

City State ZIP Code

Phone(Required)

Email(Required)

Basic Eligibility Questions

Healthy Neighborhoods loans are rehab loans only available in eligible neighborhoods.

I am now or want to become a homeowner in Baltimore City(Required)

Yes

No

I plan to carry out some level of rehab on the home I will buy or on my existing home(Required)

Yes

No

The total cost (purchase plus rehab or refinance plus rehab) is estimated to be not more than $375K(Required)

Yes

No

What Are You Interested In?

HNI provides purchase/rehab mortgages (up to $375k), refinance/rehab mortgages (up to $375k), and home improvement loans (up to $20k) in select Baltimore City neighborhoods to qualified homebuyers. See our neighborhoods here

What are you interested in?(Required)

Just interested in getting more general information about Healthy Neighborhoods loans

Shopping for a new home but have not put in offer

I have already put an offer in to buy a house or am about to

Looking to refinance and rehab my existing home

Doing an improvement, minor upgrade to my existing home but do not want to refinance

Street Address(Required)

Street Address Address Line 2

What is your neighborhood?(Required)

Not sure? Use CoDeMap to find your neighborhood name. Watch this video to learn how.

Matching Grant Eligibility

HNI can provide a matching grant up to $10,000 for borrowers with household income below the limits in the table below. Grants can only be coupled with loans. There are no stand-alone grants.

My household income is below the household limit(Required)

Yes

No

Household Size	Income Limits
1	$99,360
2	$113,580
3	$127,740
4	$141,960
5	$153,300
6	$164,700
7	$176,040
8	$187,380

Demographic Info

HNI collect such information as a requirement of grant funding and to ensure all programs achieve equitable outcomes. Demographic information does not impact eligibility for HNI loan. Certain grants or programs eligibility depend on demographic statistics.

Race or Ethnicity(Required)

Total Household Income Per Year(Required)

Number of Individuals in Household(Required)

Total count, including yourself.

Gender(Required)

Birthday(Required)

Phone

This field is for validation purposes and should be left unchanged.