Step 1 of 5 – Basic Info 20% This is not an application. Please complete this quick eligibility quiz to see if HNI is a good match for you and receive more information. This is to determine if your plans fit the HNI program guidelines. Actual loan application is subject to additional information and underwriting guidelines. The survey taks about 3-5 minutes to completeName(Required) First Last City/State of Residence(Required) City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code Phone(Required)Email(Required) Basic Eligibility QuestionsHealthy Neighborhoods loans are rehab loans only available in eligible neighborhoods.I am currently a homeowner in Baltimore City.(Required) Yes No I want to become a homeowner in Baltimore City.(Required) Yes No I plan to carry out some level of rehab on the home I will buy or on my existing home(Required) Yes No The total cost (purchase plus rehab or refinance plus rehab) is estimated to be not more than $375K(Required) Yes No What Are You Interested In?HNI provides purchase/rehab mortgages (up to $375k), refinance/rehab mortgages (up to $375k), and home improvement loans (up to $20k) in select Baltimore City neighborhoods to qualified homebuyers. See our neighborhoods hereWhat are you interested in?(Required) Just interested in getting more general information about Healthy Neighborhoods loans Shopping for a new home but have not put in offer I have already put an offer in to buy a house or am about to Looking to refinance and rehab my existing home Doing an improvement, minor upgrade to my existing home but do not want to refinance Street Address(Required) Street Address Address Line 2 What is your neighborhood?(Required)AbellAllendaleArcadiaAshburtonBaltimore HighlandsBarclayBarre CircleBelair-EdisonBereaBetter WaverlyBeverly HillsBrooklynBurleith-Leighton (Parkway)Callaway-GarrisonCentral Forest ParkCharles NorthCharles VillageCherry HillColdstream Homestead MontebelloConcerned Citizens of Forest ParkCurtis BayDorchesterEdgewoodEdmondson VillageEdnor Gardens – LakesideEllwood Park/MonumentForest ParkFour by FourForest Park Golf CourseGarwyn OaksGlenGreektownGreenmount WestHamilton (Glenham-Belhar)Hamilton HillsHanlon-LongwoodHarwoodHeritage CrossingHighlandtownHillsdale HeightsHoward ParkKenilworth ParkLakelandLauravilleLiberty SquareMadison ParkMcElderry ParkMid-GovansMid-Town BelvedereMondawminMoravia-WaltherMorgan ParkMount VernonOld GoucherPanway/Braddish AvenueParkview/WoodbrookPatterson ParkPatterson PlacePigtown/Washington VillageRadnor WinstonRemingtonReservoir HillRichnor SpringsSeton HillUnion SquareWalthersonWaverlyWest Forest ParkWilson ParkWinston-GovansWoodbourne-McCabeNot sure? Use CoDeMap to find your neighborhood name. Watch this video to learn how. Matching Grant EligibilityHNI can provide a matching grant up to $10,000 for borrowers with household income below the limits in the table below. Grants can only be coupled with loans. There are no stand-alone grants.My household income is below the household limit(Required) Yes No Household SizeIncome Limits1$102,6722$117,3003$132,0004$146,6165$158,4006$170,1007$181,9448$193,572 Demographic InfoHNI collect such information as a requirement of grant funding and to ensure all programs achieve equitable outcomes. Demographic information does not impact eligibility for HNI loan. Certain grants or programs eligibility depend on demographic statistics.Race or Ethnicity(Required)African-AmericanAmerican Indian/Alaska NativeAsianCaucasianHispanicNative Hawaiian/Other Pacific IslanderMulti-racialOtherPrefer not to answerTotal Household Income Per Year(Required)Less than $102,672$102,672-$117,300$117,300-$132,000$132,000-$146,616$146,616-$158,400More than $158,400Number of Individuals in Household(Required)Total count, including yourself.Gender(Required)Prefer not to answerMaleNon-binaryTrans-GenderFemaleOtherBirthday(Required) MM slash DD slash YYYY PhoneThis field is for validation purposes and should be left unchanged.
