Baltimore City Live Near Your Work Program

What is it?

This program is a partnership between participating employers and the City of Baltimore designed to encourage homeownership near place of employment.

Who is eligible?

Employees of participating companies who are first time homebuyers in the City of Baltimore. Participating employers have the right to develop additional eligibility requirements for their employees.

What are the benefits?

$2,000 minimum grant or conditional grant ($1,000 from City of Baltimore and $1,000 from employer) to be used toward down payment and closing assistance with no annual income limits.

What are the loan terms?

Buyer must contribute at least $1,000 towards purchase and must use the property as the principal residence. Loan is forgivable (20 percent per year) over 5 years. Participating employers have the right to develop additional program restrictions for their employees, including eligible neighborhoods.

How do I apply?

Contact the program representative for your employer.
For more information about this program, you may also contact:

Debra Braxton
Baltimore Housing
Office of Homeownership
417 E. Fayette Street, Suite 1125
Baltimore, MD 21202
P: 410-396-3124

Office hours: 8:30 AM – 4:30 PM, Monday - Friday

Scroll to Top