Home Improvement

The Home Improvement loan is for current homeowners who live within the boundaries of a Healthy Neighborhood.

The borrower must be the owner-occupant of the home. Current residents may borrow between $5,000 and $20,000, and the loan must be used for home renovation only, including some visible exterior improvements. The interest rate is always 1% below the prime rate (but in no event less than 4%). The term is 10 years. See term sheet for more details!

$10,000 Matching Grant

In combination with our Home Improvement loan, borrowers may be eligible for a matching grant of up to $10,000.  Income restrictions apply. Click “Learn More” below to check your income eligibility.

For more information, contact Ben Glover at bglover@healthyneighborhoods.org or 410-332-0387 ext. 1005

Frequently Asked Questions