Our Approach


  • Build homeowners’ assets
  • Focus on neighborhood markets
  • Target measurable outcomes
  • Value neighborhoods as partners
  • Forge partnerships among lenders, philanthropies and neighborhoods

How Does Healthy Neighborhoods Help?

  • Capital for purchase and rehab by homeowners
  • Professional advice for rehabbers
  • Community projects which support positive images
  • Neighborhood marketing
  • Performance measures
  • Partnerships
  • Advocates for the Healthy Neighborhoods philosophy

Partnership with Baltimore City

  • Capital to acquire and rehabilitate homes
  • A positive vision for city neighborhoods
  • Delivery of key city services
  • Acquisition of vacant properties
  • Support for community partners

How Do We Know It’s Working?

  • Increased home values
  • Rising tax base
  • Decreased time on market
  • Increased equity investments
  • Neighborhood organization and activity

A Different Way of Investing in Neighborhoods


  • Conventional: Make houses safe, code-compliant
  • Healthy Neighborhoods: Restore market values so people can invest confidently.


  • Conventional: Repair as many houses as possible in as large an area as possible
  • Healthy Neighborhoods: Target properties and blocks for maximum market impact


  • Conventional: Houses, households with greatest needs
  • Healthy Neighborhoods: Diverse households with potential to raise income and maintenance standards


  • Conventional: Government subsidies; distribute funds by regulation
  • Healthy Neighborhoods: Variety of market-oriented incentives


  • Conventional: Enforce minimum standards
  • Healthy Neighborhoods: Create high expectations


  • Conventional: Help borrowers with financial challenges
  • Healthy Neighborhoods: Provide range of consumer support, market the neighborhood, encourage block projects and resident leadership